Morningstar Investment Tools

You have access to Morningstar’s investment education program through LifeBenefits. Morningstar, Inc. is a leading provider of investment information in the U.S. and in major international markets. They provide educational products to help investors reach their financial and retirement goals. This program is offered at no cost to you.

The Morningstar program available to BP employees consists of the following components:

1. BP Savings Plan Investment Option Profiles
2. Morningstar^® Integrated Web Tools^℠
3. Morningstar Investing classroom

Morningstar's financial educational tools are part of BP's ongoing efforts to help you become a more informed investor and maximize your resources for retirement income.

BP is not responsible for any information provided by Morningstar.

BP Savings Plan Investment Option Profiles

These profiles provide detailed information about each investment option. You’ll find a Snapshot Report summarizing investment style, strategy, fees and expenses, and holdings; a Total Returns display showing returns over different time periods and a Portfolio summary with details on holdings. These profiles are updated monthly so you can always find the most current performance information here. (Note: The Income Fund Profile is provided by the fund manager — Dwight Asset Management.)

Morningstar^® Integrated Web Tools^℠

Morningstar^® Integrated Web Tools^℠ offers two tools that can help you meet your retirement goals.

• Portfolio Planner
• Portfolio Analysis

Portfolio Planner is a simple but powerful tool that guides you through the process of creating a portfolio, appropriate for your risk tolerance, in just five quick steps. First, select whether you’d like to invest in an age-based portfolio or build your own portfolio, then learn about investment risk and what amount of risk is suitable for your portfolio. Next, you can allocate your holdings, view the composition of your securities, and generate printable reports for your records. You can use this printable output for reference when you log into Fidelity NetBenefits.

Dig below the surface to evaluate your portfolio’s aggregate characteristics — all based on the underlying securities in the funds you own. Use the Portfolio Analysis tool to analyze your portfolio’s risk, exposure to different investment sectors and styles, top holdings in individual stocks, and overall strengths and weaknesses. This tool will walk you through the steps of entering your retirement plan holdings into your portfolio. You can also enter holdings outside of the BP lineup to create a complete picture of all of your investments. And printable reports allow you to easily store this information in your records.

Morningstar Investing Classroom

The Investing Classroom offers a wide variety of short online classes ranging from the basics (What are stocks? What is a mutual fund?) to advanced topics like analyzing risk and return and how to build a portfolio.