There may be some instances in which your plan benefit could be affected by events in your life. Examples include going on an unpaid leave of absence or being transferred to a BP position or employee group that doesn't participate in the BP Retirement Accumulation Plan (RAP). Here is an overview of how your plan benefit is affected by these situations.

What happens if ...	Generally ...
You are on a leave of absence or are disabled	During an unpaid leave, you will continue to receive interest credits, and earn vesting service as described in the section You are on a leave of absence below.
You die	Your beneficiary's payments and options will depend on when you died and whether you were receiving payments.
You are rehired as an eligible employee	You immediately rejoin the Plan upon your rehire date. Prior vesting service may be re-credited based on how long you were away and your vesting status when you left.
You have plan service in two or more heritage companies	Whether you received payment from one of the heritage plans will determine how your account is affected.
You transfer to a position or a BP employee group not covered by the BP RAP	Your cash balance account will remain in the BP RAP, where it will continue to accrue regular interest credits and supplemental interest credits (if applicable).

Publication date: March 2012

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