How to file a claim

Deadline for filing claims

To receive benefits under the BP Vision Plan, you must submit all claims to VSP within six months of the date of service. Any claims that the Claims Administrator receives more than six months after the date of service will not be paid.

Network providers

If you are enrolled in the BP Vision Plan, you do not need to file a claim if you go to a network provider for a covered expense. He/she will submit your vision expense claim directly to VSP.

Out-of-network providers

If you go to an out-of-network provider, you will have to pay the provider for eye-care services and supplies at the time you receive them, and then submit an original itemized bill to VSP. No claims forms are necessary. Simply submit required information to VSP for reimbursement. However, for faster reimbursement, you can visit www.vsp.com to input your claim information and print a claim form to submit to VSP. When filing a claim for reimbursement, you must submit the following information on or with the original bill:

• Your name, address and telephone number.
• Your birth date.
• The last four digits of your Social Security number.
• The patient’s name.
• The patient’s birth date.
• The patient’s relationship to you.
• An itemized list of the services received.
• The name, address and telephone number of the provider. 

Submit vision expense bills incurred with out-of-network providers to:

VSP
P.O. Box 997105
Sacramento, CA 95899-7105

If you have any questions about how to file a vision expense claim, call VSP at:

• Within the U.S.: 1-800-877-7195.
• Outside the U.S.: 916-635-7373.

Health Care Spending Account (HCSA) Debit Card

Your share of the cost for eligible vision expenses you incur may be paid to the provider through your HCSA Debit Card, if you contribute to the HCSA and have an available balance in your account. Note: You cannot use the HCSA Debit Card outside the U.S.

What else you should know about the BP Vision Plan

VSP — the insurer and Claims Administrator of the BP Vision Plan — is a business entity independent of BP. VSP is solely responsible for making determinations regarding benefits based on the provisions of the Vision Plan. Neither BP nor the plan administrator will interfere in the decisions made by VSP regarding benefits. Therefore, if you do not agree with VSP’s determination regarding benefits, you must pursue the matter through the claims and appeals process.