How to file a claim

To request benefits, contact John Hancock for a Certification Form. Complete the form and return it to John Hancock. You must be certified for benefits and meet the qualification period requirement before any benefits can be paid for covered services.

You may receive long-term care benefits in a check mailed to your home, or you may have them deposited directly into your bank account. Alternatively, you may elect to have your benefits paid directly to your caregiver.