How the plan works

Important information about how the life and accident plan works

The Basic Life and Accidental Death & Dismemberment Insurance Plan is provided at no cost to you to help ensure that you and your family have the financial protection you need if the unexpected happens.

The plan offers two levels of benefits:

Basic life insurance, which pays a benefit in the event of your death.
Accidental death and dismemberment (AD&D) insurance, which pays a benefit in the event you lose a limb (or any combination of limbs) or die due to an injury.

Leave of absence

Your basic life insurance and AD&D coverage continues while you're on an approved leave of absence. If you receive an increase in your base pay while on leave, your increased coverage amount is not effective until you return to work.

Publication date: April 2012