| Benefit |
Available Changes |
Deadline |
Other Things to Consider |
|
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Based on the QMCSO, you may be required to:
- Enroll for medical coverage if you are not already enrolled.
- Add your eligible child to your medical coverage. The BP Benefits Center will add the child to your coverage; no action is required.
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Based on QMCSO |
If you are enrolled in an HMO that is not available where your newly eligible child lives, your coverage will be changed to the PPO or OOA option, as applicable.
If you have You only coverage, your coverage will automatically be changed to You + child(ren). If you have You + spouse/domestic partner coverage, your coverage will automatically be changed to You + family coverage.
Remember, your child cannot be enrolled for coverage if you are not also enrolled.
|
| Health Care Spending Account |
You may:
- Enroll.
- Stop participating.
- Increase your election for the remainder of the plan year.
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Within 45 days of the life event |
If you are already participating, you may not decrease your contributions mid-plan year.However, you may choose to stop participating if you meet the life event requirements.
If you increase your election, only expenses incurred on or after the date of the coverage change are eligible for reimbursement from the newly elected amount. |
| Dependent Care Spending Account |
You may:
- Enroll.
- Stop participating.
- Increase your election for the remainder of the plan year.
|
Within 45 days of the life event |
If you are already participating, you may not decrease your contributions mid-plan year.However, you may choose to stop participating if you meet the life event requirements.
If you increase your election, only expenses incurred on or after the date of the coverage change are eligible for reimbursement from the newly elected amount. |
| Short-term Disability (STD) |
N/A |
N/A |
N/A |
| Long-term Disability (LTD) |
N/A |
N/A |
N/A |
- Basic Life
- Accidental Death and Dismemberment (AD&D)
- Occupational Accidental Death (OAD)
|
N/A |
N/A |
N/A |
| Group Universal Life (GUL) |
N/A |
N/A |
N/A |
| Long-term Care (LTC) |
N/A |
N/A |
N/A |
- Employee Savings Plan
- Retirement Accumulation Plan
|
N/A |
N/A |
N/A |
| Next Steps |
| Review |
- Your benefit options and allowable changes to determine what changes, if any, you'll make to your BP benefits.
- Your W-4 income tax withholding to determine if you should make changes. If you need to make additional changes, complete a new form, available at BPpeople (BPpeople can only be accessed by employees logged into the BP network).
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| Remember |
- You must make allowable changes to your medical, dental, vision and spending account participation within 45 days of the life event, otherwise you'll have to wait until the next annual enrollment.
- You may make changes to income protection and survivor benefits, such as long-term disability, Group Universal Life and long-term care insurance at any time. However, you may be required to provide additional documentation before coverage is effective. See each plan summary for specific information on when you may be required to provide evidence of insurability (EOI).
- You'll need your dependents' personal information including date of birth and Social Security number when enrolling.
- You may make changes to your Employee Savings Plan at any time. Generally, you may add or change a beneficiary for the Employee Savings Plan or Retirement Accumulation Plan at any time.
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Go to or call
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- BP Retirement Services at Fidelity at 1-877-272-3334 to make changes to your savings plan or to add or change a beneficiary for the savings plan or pension plan (as applicable).
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