BP group long-term care insurance plan

Long-term care helps with the normal activities of daily life should the need occur
mother and young daughter under umbrella

The BP Group Long-Term Care Insurance Plan offers you and your family financial protection in the event a covered participant requires long-term care services. Long-term care, often known as “custodial care,” provides help with the normal activities of daily living such as bathing, dressing and eating. This care can be provided at home, in a nursing home or at an adult day care facility.

The plan is insured by John Hancock Life Insurance Company. Regardless of your specific circumstances, the plan offers a wide range of possible coverage levels. You have the flexibility to choose the type of care that best meets your needs.

Note: Effective January 1, 2012, John Hancock has closed the long-term care plan to new enrollments. If you or your dependents are currently enrolled in coverage, John Hancock will continue to provide you with ongoing service for the policies in which you are enrolled.

Note: Benefits may be subject to state-specific regulations; contact John Hancock for more information.

Throughout this plan summary, “you” generally refers to:

  • You (the eligible employee) when describing elections (e.g., how to enroll, how to change coverage).
  • You or any eligible dependent when describing the provisions of the plan (e.g., what is covered and what is not).
 
Because this document is intended as a summary of a BP benefits plan, it is not intended to describe each plan provision in full detail. More complete details are contained in the governing plan documents (including applicable insurance policies). While we intend to update this summary on a regular basis, it is possible that at any point this summary may be neither current nor complete. Further, differences between this summary and the applicable plan document are not intended. If, however, any differences are found to exist, the relevant provisions of the applicable plan document — and not the summary — will govern.

BP reserves the right to amend or terminate a plan at any time without advance notice.

 

Publication date: April 2017

 

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