Eligibility and participation

Learn about the eligibility rules governing the long-term disability plan
hand document

Who is eligible

You are eligible for the LTD Plan if you are classified as a full-time or part-time employee of a participating employer.

Full-time employee: An employee assigned to a position that:

  • Requires full-time service as determined by BP;
  • Is established to fill regular and ordinary employment requirements; and
  • Is expected to continue for an indefinite period of time.

Part-time employee: An employee assigned to a position that is:

  • Regular and ordinary in nature;
  • Expected to continue for an indefinite period of time; and
  • One in which the employee works a schedule that is less than that of a full-time employee but is at least 20 hours a week.

Who is not eligible

Regardless of your employee classification, you are not eligible to participate in the LTD Plan if you are:

  • An occasional employee.
  • A temporary employee.
  • A member of a collective bargaining unit (union), unless your collective bargaining agreement provides that you are eligible to participate.
  • Not classified as an employee on a participating employer’s payroll, even if reclassified as a common-law employee by any third party.
  • An Inpat (foreign resident working in the U.S.).
  • An employee on an unpaid leave of absence which has not been approved by BP.
Occasional employee: For purposes of the plan, an "occasional employee" means an employee who is employed by BP for work that is irregular or infrequent in nature and which ordinarily should last no longer than four to six months, or an employee who works a regular schedule that is less than 20 hours per week and which is expected to continue for an indefinite period of time.

Temporary employee: An employee assigned to a position that:

  • Requires full-time or part-time (not occasional) service as determined by BP;
  • Requires a regular schedule of hours; and
  • Will continue for a specified period of time or until the occurrence of a specified event, such as the return to work of a regular employee or the completion of a special assignment or project.

Interns and co-ops are considered occasional employees.
 

An employee’s classification in BP’s payroll records controls eligibility regardless of whether the individual is later reclassified. An employee’s classification is determined at the time of hire. If later changed, the new classification will only apply prospectively, regardless of the actual hours worked under the initial classification.

 

Publication date: April 2018

 

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