Basic life and accidental death & dismemberment insurance plan

Life and AD&D provide a financial safety net should you die or become injured
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Life and accidental death and dismemberment coverages provide important security and financial protection to you and your beneficiary(ies) if you are injured or die while covered under the plan. Basic life insurance and accidental death and dismemberment (AD&D) coverage are provided at no out-of-pocket cost to you; you do not need to enroll to participate. You do not need to enroll in any other bp health and protection benefits to participate in the Basic Life and Accidental Death & Dismemberment Insurance Plan.

Basic life coverage and AD&D coverage are insured and administered by MetLife.

In general, the plan provides the following coverages:

Basic life coverage should you die
Accidental death and dismemberment coverage should you become injured or die
2 x base pay, up to a maximum of $3.75 million.
  • If you lose a limb or combination of limbs: 25% to 100% of 2 x base pay for a covered loss, up to a maximum of $1 million.
  • If you die: 2 x base pay, up to a maximum of $1 million.

Because this document is intended as a summary of a bp benefits plan, it is not intended to describe each plan provision in full detail. More complete details are contained in the governing plan documents (including applicable insurance policies). While we intend to update this summary on a regular basis, it is possible that at any point this summary may be neither current nor complete. Further, differences between this summary and the applicable plan document are not intended. If, however, any differences are found to exist, the relevant provisions of the applicable plan document — and not the summary — will govern.

 bp reserves the right to amend or terminate a plan at any time without advance notice.


Publication date: April 2018


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